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  1. Demo INS015FL60 -Personal Lines PL
  2. Unit Three – Automobile Insurance
  3. Unit 3 - Lesson 3

Unit 3 - Lesson 3

Completion requirements

U3-L3-P1

3.11 Endorsements

PIP

This was covered under Florida No-Fault Insurance.  Personal Injury Protection (PIP) is shown as an endorsement on the Personal Auto Policy.  It is the first endorsement listed and Extended and Additional PIP follow it if they have been endorsed on the policy.

Extended Nonowned

This coverage is available for individuals who have a non-owned vehicle available for their regular use.  The extended non-owned endorsement extends the liability and med pay coverage on their personal vehicle to the non-owned vehicle. Insureds can use this endorsement to add or increase liability coverage to a company car.

Towing and Labor

This endorsement covers the cost of towing.  If the vehicle needs repair work in order to be able to tow, it also covers the cost of labor at the place the vehicle becomes disabled.  It does not cover the cost of labor to repair the vehicle.  Available limits are $25, $50, $75, and $100.

The following question is a review of the content on this page. Answer it and then click below to check your response.

An insured breaks down and needs to be towed to a garage. The cost of towing is $50, the cost to inflate a tire before the car can be towed  $20 and cost of a new tire is $85.  The Towing and Labor endorsement will pay ____.

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