U3-L4-P1

3.10: Parts E and F - Other Provisions

Part E of the personal automobile policy describes various responsibilities of the insured following an accident or loss. These responsibilities included: prompt notice and forwarding of legal papers, cooperation, submission to physical exams, submission to examinations under oath, a requirement to send a proof of loss to the insurer, a requirement to report any hit-and-run or theft claims to the police, a requirement to protect insured property against further loss, and a requirement to allow inspection and appraisal of the damaged property prior to repair or disposal.

Part F of the personal automobile policy contains contract conditions concerning policy changes, coverage denial for fraud, how the insurer can be sued, insurer subrogation rights, and methods of transferring interest.

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What are the responsibilities as described under Part E of a PAP?

The insured has various responsibilities after an accident or a loss. These responsibilities include: prompt notice and forwarding of legal papers, c____, submission to physical exams, submission to examinations under o____, a requirement to send a proof of loss to the i____, a requirement to report any hit-and-run or theft claims to the police, a requirement to p____ insured property against further loss, and a requirement to allow inspection and a____ of the damaged property prior to repair or disposal.